Welcome to Payments in Fintech—a space where the world of payments meets curiosity, innovation, and knowledge sharing. I’m thrilled to have you here, and I’d love to take a moment to introduce myself and share the story behind this blog.

With nearly a decade of experience in the payments domain, I’ve had the privilege of working at the intersection of technology and finance, witnessing firsthand how payments have evolved from traditional methods to the digital-first solutions we see today. Over the past 9.5 years, I’ve immersed myself in the intricacies of payment systems, led diverse banking projects, and been part of multiple successful go-lives that have shaped the way businesses and consumers move money.
My journey began with a strong technical foundation in Java, which allowed me to dive deep into the architecture and development of payment systems. Over time, I transitioned into leadership roles, where I not only managed technical teams but also collaborated with stakeholders to deliver solutions that were both innovative and reliable. Whether it was building real-time payment platforms, integrating fraud detection systems, or enabling cross-border transactions, I’ve always been fascinated by the challenges and opportunities that the payments domain presents.
But beyond the technical and project management aspects, what truly excites me is the transformative power of payments. Every transaction—whether it’s a tap of a card, a scan of a QR code, or a blockchain-based transfer—represents a story. It’s about connecting people, enabling businesses, and driving economic growth. And as fintech continues to disrupt the industry, I believe there’s no better time to explore, learn, and share knowledge about this dynamic field.
That’s why I started Payments in Fintech. This blog is my way of giving back to the community that has taught me so much. Here, I aim to break down complex payment concepts, share insights from my experiences, and explore the latest trends and technologies shaping the future of payments. Whether you’re a fintech enthusiast, a payments professional, or someone just starting to explore this space, I hope this blog becomes a valuable resource for you.
When I’m not writing or geeking out over payment systems, you’ll likely find me exploring new technologies, mentoring aspiring professionals, or simply enjoying a good cup of coffee while brainstorming my next post. I’m a firm believer in lifelong learning, and I’m excited to embark on this journey of knowledge-sharing with all of you.
Thank you for stopping by, and I hope you find the content here insightful, engaging, and thought-provoking. If you have any questions, ideas, or just want to connect, feel free to reach out—I’d love to hear from you.
Here’s to exploring the fascinating world of payments together!
Warm regards,
Vishal Sharma
Senior Technical Consultant – Payments Domain
Blog Owner – Payments in Fintech
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